Home Loans
Calculate repayments, compare rates and explore your options — then get matched with the right lender for your situation.
Home Loan Types
Every borrower is different. FinanceGPT matches you to the right loan type based on your income, goals and risk profile.
Rates move with the market. Benefit from falls; budgeting can be trickier.
Lock in your rate for 1–5 years. Predictable repayments, less flexibility.
Part fixed, part variable. Balance certainty with flexibility.
Savings offset your loan balance, reducing the interest you pay.
Switch to a better rate and potentially save thousands over the life of your loan.
Specialist loans and government grants designed for first-time buyers.
Use our free home loan calculator to estimate monthly and weekly repayments instantly.
How It Works
FinanceGPT makes it easy to understand your finance options, calculate repayments and connect with a specialist broker.
Why FinanceGPT
FinanceGPT explains every option clearly, without pushing you towards any specific lender.
Compare major banks, non-bank lenders and credit unions in one place.
Our streamlined digital process means you can have a conditional approval the same day.
Our service is completely free to borrowers. Lenders pay us a commission when you settle.
Lender Network
Compare home loan options across major banks, specialist lenders and finance providers.
Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.
Customer Reviews
“The borrowing power calculator gave me a realistic figure to take to real estate viewings. Far more useful than I expected.”
Tom
Sydney, NSW
“Comparing fixed vs variable was confusing until I used the repayment calculator. Saw the long-term difference immediately.”
Rachel
Melbourne, VIC
“First home buyer, had no idea where to start. The guided journey helped me understand what I needed and what I could borrow.”
David
Brisbane, QLD
“The refinance calculator showed me exactly how much I could save switching lenders. The numbers were eye-opening.”
Natalie
Perth, WA
“Compared multiple lender scenarios in one place. Genuinely useful platform — not just a rate table.”
Andrew
Canberra, ACT
“The mortgage calculator helped us understand exactly what we could afford as a couple before we started house hunting.”
Lisa
Adelaide, SA
Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.
Tell us a little about yourself and a specialist broker will compare options across 40+ lenders to find your best rate — free of charge.
Common questions about home loans in Australia