FinanceGPT

Car Loan Calculator

Start Journey
Repayments update live as you adjust
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New vehicle finance

Consumer Car Loan

Estimated Weekly Repayment

$221/wk

$956/mo  ·  9.99% p.a.  ·  $45,000 loan

Total cost

$57,360

Interest

$12,360

$45,000
$5,000$250,000
$0
$0$100,000
$0
$0$100,000
0%
0%30%
5 years
Profile Confidence63%

Good profile. Complete to strengthen it.

No credit check  ·  No obligation  ·  Takes 2 minutes

🗺️

Finance Journey

Personalised assessment · 6 steps

1
Repayment Calculated
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Finance Priority
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Finance History
🔒
Credit Profile
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Suitable Options
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Your Quote

Calculate your repayments
to begin your assessment

12% complete

Australia Wide
Multiple Finance Options
Free Calculators
Secure & Private
Guided Finance Journey
No Credit Score Impact

Lender Network

Access finance options from Australia's leading lenders

Compare vehicle finance options across major banks, specialist lenders and finance providers.

PEP
Pepper Money
LIB
Liberty Financial
LAT
Latitude
PLN
Plenti
WSR
Wisr
MET
Metro Finance
NAB
NAB
ANZ
ANZ

Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.

Customer Reviews

What customers say

★★★★★4.9based on customer feedback
★★★★★

The calculator made it really easy to understand my repayments before I committed. Saved me a lot of time at the dealership.

M

Michael

Perth, WA

Car Finance
★★★★★

I didn't realise how much a balloon payment would save me monthly. The tool helped me make a much more informed decision.

S

Sarah

Brisbane, QLD

Balloon Payment
★★★★★

Compared three different loan terms in minutes. Clear repayment breakdowns made it simple to see what I could actually afford.

J

James

Melbourne, VIC

Car Finance
★★★★★

I was nervous about finance, but the guided process walked me through each step. Felt like I had an expert with me.

P

Priya

Sydney, NSW

Car Finance
★★★★★

Got a chattel mortgage for my work ute. The business finance section explained the tax benefits clearly — really helpful.

C

Connor

Adelaide, SA

Chattel Mortgage
★★★★★

Used the comparison tool to check if leasing was better than buying. The breakdown made the decision obvious for my situation.

A

Angela

Gold Coast, QLD

Lease vs Buy

Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.

Car Loan Calculator FAQs

An indicative rate is an estimate based on typical lending criteria. Your actual rate depends on your credit profile, loan amount, vehicle age and lender policies. Rates typically range from 6.99% to 14.99% p.a. for car loans.