Borrowing Power Calculator
Find out how much you can borrow
Complete each step to unlock more personalised options.
All repayment figures are indicative estimates only, subject to lender assessment and credit criteria.
Lender Network
Compare home loan options across major banks, specialist lenders and finance providers.
Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.
Customer Reviews
“The borrowing power calculator gave me a realistic figure to take to real estate viewings. Far more useful than I expected.”
Tom
Sydney, NSW
“Comparing fixed vs variable was confusing until I used the repayment calculator. Saw the long-term difference immediately.”
Rachel
Melbourne, VIC
“First home buyer, had no idea where to start. The guided journey helped me understand what I needed and what I could borrow.”
David
Brisbane, QLD
“The refinance calculator showed me exactly how much I could save switching lenders. The numbers were eye-opening.”
Natalie
Perth, WA
“Compared multiple lender scenarios in one place. Genuinely useful platform — not just a rate table.”
Andrew
Canberra, ACT
“The mortgage calculator helped us understand exactly what we could afford as a couple before we started house hunting.”
Lisa
Adelaide, SA
Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.