Lease vs Buy Calculator
Compare the true cost of leasing vs buying
Complete each step to unlock more personalised options.
All repayment figures are indicative estimates only, subject to lender assessment and credit criteria.
Lender Network
Compare vehicle finance options across major banks, specialist lenders and finance providers.
Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.
Customer Reviews
“The calculator made it really easy to understand my repayments before I committed. Saved me a lot of time at the dealership.”
Michael
Perth, WA
“I didn't realise how much a balloon payment would save me monthly. The tool helped me make a much more informed decision.”
Sarah
Brisbane, QLD
“Compared three different loan terms in minutes. Clear repayment breakdowns made it simple to see what I could actually afford.”
James
Melbourne, VIC
“I was nervous about finance, but the guided process walked me through each step. Felt like I had an expert with me.”
Priya
Sydney, NSW
“Got a chattel mortgage for my work ute. The business finance section explained the tax benefits clearly — really helpful.”
Connor
Adelaide, SA
“Used the comparison tool to check if leasing was better than buying. The breakdown made the decision obvious for my situation.”
Angela
Gold Coast, QLD
Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.